At Wealth Harvest, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you interact with our website, mobile applications, and services related to insurance, loans, and investment solutions.
By using our services, you agree to the practices described in this Privacy Policy.
- Who We Are
Wealth Harvest is a financial services firm founded in 2024 with a mission to make insurance and credit solutions simple, transparent, and accessible. We provide assistance across:
- Life Insurance
- Health Insurance
- Motor Insurance
- Home Loans
- Car Loans
- SME Loans
- Mutual Funds, SIPs, Lump Sum Investments, and Tax Saving Schemes
We act as a facilitator and advisory platform connecting customers with insurers, lenders, and financial institutions.
- Information We Collect
We may collect the following types of information:
- Personal Information
- Full name
- Contact details (phone number, email address, address)
- Date of birth
- PAN, Aadhaar, or other government-issued ID (as required)
- Employment and income details
- Bank account details (for transaction processing)
- Financial Information
- Credit score and credit history
- Insurance requirements and policy details
- Loan eligibility information
- Investment preferences and risk profile
- Technical Information
- IP address
- Browser type and device information
- Cookies and usage data
- Website interaction data
- How We Use Your Information
We use your information to:
- Provide insurance, loan, and investment advisory services
- Process applications and documentation
- Connect you with insurers, lenders, and financial institutions
- Verify identity and comply with regulatory requirements
- Improve our website, services, and customer experience
- Send important updates, service notifications, and promotional offers (with your consent)
- Sharing of Information
We may share your information with:
- Insurance companies and lending institutions
- Mutual fund houses and investment platforms
- Credit bureaus and verification agencies
- Technology and service providers assisting in operations
- Regulatory authorities where required by law
We do not sell your personal data to third parties.
- Data Security
We implement appropriate technical and organizational measures to protect your data, including:
- Secure servers and encrypted communications
- Restricted access to authorized personnel only
- Regular system monitoring and updates
While we strive to protect your data, no system is completely secure. We encourage users to safeguard their login credentials and personal information.
- Cookies & Tracking Technologies
Our website may use cookies and similar tracking technologies to:
- Improve website performance
- Personalize user experience
- Analyze website traffic
You can control cookie settings through your browser preferences.
- Data Retention
We retain your personal information only for as long as necessary to:
- Provide services
- Fulfill contractual obligations
- Comply with legal and regulatory requirements
- Resolve disputes
- Your Rights
Depending on applicable laws, you may have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your data
- Withdraw consent for marketing communications
- Request data portability (where applicable)
To exercise these rights, please contact us using the details below.
- Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external websites.
- Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.
- Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact:
Wealth Harvest
Email: wealthharvestadvisor@gmail.com
Phone: (+91) 8510072509
