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Terms & Conditions

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Terms & Conditions

Welcome to Wealth Harvest. These Terms & Conditions (“Terms”) govern your access to and use of our website, services, and financial advisory platform. By accessing or using our services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please discontinue use of our services.

  1. About Us

Wealth Harvest is a financial services firm founded in 2024. We provide advisory and facilitation services across insurance, loans, and investment solutions, helping customers connect with insurers, lenders, and financial institutions.

Our offerings include:

  • Life Insurance
  • Health Insurance
  • Motor Insurance
  • Home Loans
  • Car Loans
  • SME Loans
  • Mutual Funds, SIP, Lump Sum Investments, and Tax Saving Schemes

We act as an intermediary and do not underwrite insurance policies or directly lend money unless explicitly stated.

  1. Eligibility

By using our services, you confirm that:

  • You are at least 18 years of age.
  • You are legally capable of entering into a binding contract.
  • The information provided by you is true, accurate, and complete.
  1. Nature of Services
  • Wealth Harvest provides advisory, comparison, and facilitation services.
  • Final approval of insurance policies, loans, or investments is solely at the discretion of the respective insurer, lender, or financial institution.
  • Interest rates, premiums, returns, and eligibility criteria are determined by third-party providers and may change without prior notice.

We do not guarantee approval, returns, or specific financial outcomes.

  1. User Responsibilities

You agree to:

  • Provide accurate and updated information.
  • Submit genuine documentation.
  • Use the website and services only for lawful purposes.
  • Maintain confidentiality of login credentials (if applicable).

Any misuse, fraudulent activity, or misrepresentation may result in termination of services and legal action.

  1. Fees & Charges
  • Certain services may be offered free of cost to customers.
  • Wealth Harvest may earn commissions or service fees from insurers, lenders, or financial institutions.
  • Any applicable charges payable by you will be clearly communicated before processing.
  1. Intellectual Property

All content on this website, including text, logos, graphics, and design, is the property of Wealth Harvest and is protected under applicable intellectual property laws.

You may not reproduce, distribute, or modify any content without prior written permission.

  1. Limitation of Liability

Wealth Harvest shall not be liable for:

  • Rejection of insurance or loan applications.
  • Delays caused by third-party providers.
  • Financial losses arising from market fluctuations.
  • Any indirect, incidental, or consequential damages.

Users are advised to carefully review all policy documents and loan agreements before acceptance.

  1. Third-Party Links & Services

Our platform may contain links to third-party websites or services. We are not responsible for their content, policies, or practices.

  1. Privacy

Your use of our services is also governed by our Privacy Policy. By using our website, you consent to the collection and use of information as described therein.

  1. Termination

We reserve the right to suspend or terminate access to our services at our discretion, without prior notice, in case of violation of these Terms.

  1. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in [Your City/State].

  1. Changes to Terms

Wealth Harvest reserves the right to update or modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date.

  1. Contact Information

For any queries, complaints, or support, please contact:

Wealth Harvest
📞 Phone: +91 8510072509
📧 Email: wealthharvestadvisor@gmail.com